This an online service for UK residents. This website is an independent marketing website and not a lender. We pass on enquiries to financial service providers and cannot offer financial advice. We are not responsible or liable for any financial service, loan or mortgage product obtained through a third party. An enquiry from this website does not constitute an offer to provide a loan or mortgage.
If you wish to contact us regarding data protection and privacy issues please call us on
020 8133 1474.
DATA PROTECTION ACT 1998
I/we confirm that I/we have the consent of any third party whose details I/we may disclose to "You" to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.
I/we agree that You and any lender resulting from this application (the "Lender") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-
i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the Lender, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the Lender will record false or inaccurate information if this is given by me/us and fraud is suspected.
ii. To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)
iii. to disclose the Data to any other company within the Lender's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;
iv. to disclose the Data to any third party who replaces or who may replace my/our Lender. back to top
PREVENTION OF MONEY LAUNDERING
The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity. back to top
RIGHT OF SUBJECT ACCESS
Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee. back to top
PERSONAL DETAILS AND DATA PRIVACY
If you proceed with you application the personal details which you submit to us (Personal Data) are held by for our own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. We or other organisation may use the Personal Data for the purposes of contacting you by post, telephone or electronic means regarding your application or for a use that has been notified to the Office of Information. back to top
PRIVACY STATEMENT
We use "cookies" to enable you to personalise your visits to this website and simplify procedures, to keep track of your preferences and to track the usage of this website. Cookies are small pieces of information that are stored in the hard drive of your computer by your browser. We will use the cookies to provide us with information about your habits and preferences. You may turn off the cookies' function via the menu bar of your browser, but please note that this may reduce the functionality of this website.
You have a right to access the information that we hold about you. To obtain a copy of this information, you should e-mail using our contact us link. We may charge a reasonable fee for this service.
Whilst it is not our intention to do so, we reserve the right to change its policies and terms at any time. Any such changes will be posted on this page. back to top
WEBSITE USER AGREEMENT & TERMS OF USE
Website User Agreement and Terms of Use Use of this website ("the site") constitutes acceptance of this Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on this website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.
In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of this website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition. back to top
DISCLAIMERS
Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision, however under FSA regulation we have to make the details clear, fair and not misleading. Neither we nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.
This site is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use our Independent Financial Advisers. The user agrees not to rely on any information obtained from our website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of this website is with the user. This website or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to us is at the senders own risk.
This independently owned website acts solely as an advertising and marketing vehicle for third party financial services and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. The information provided does not form the basis of any contract. Any contract formed as a result of a contact made through this website is between the consumer and the loan providers. Financial decisions should not be based solely on the information contained within this website. back to top
INDEMNITY
In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold this website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition. back to top
AVAILABILITY OF SERVICE
We do not warrant or guarantee that this website will be uninterrupted or error-free. back to top
LINKS AND SITE CONTENT
We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. This website does not assume any liability for any of the products, services, or data of any other sites. This website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through this website. back to top
INFORMATION INDEMNITY
The user agrees not to rely on any information obtained from this website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. back to top
SEVERANCE
If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement. back to top
GOVERNING LAW
Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and ourselves irrevocably submit to the non-exclusive jurisdiction of the English Courts.
This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. This website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations. back to top
HEADINGS
Headings are for reading convenience only and are not to be used in the interpretation of this agreement. back to top
VARIATION
Whilst it is not our intention to do so, the operators of this Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.
We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.
This website is not associated with other companies who own similar sounding names.
If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on this website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window. back to top |
