Choose from our great range of approved lenders - there is no restriction on the number of applications you can make, and so you may wish to apply to more than one provider to maximise your chances of getting the funds you want. You can find out more about the basics of Payday Loans below. We have also have a detailed FAQ section for you.
Lender |
Key Points of Difference |
Rep. APR% |
Get Cash |
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- Borrow from £80 to £1000
- One form + multiple loan sources = the best chance of getting the loan you need
- Simple & secure online form with instant decision given to you - no awkward questions & complete privacy
- Secure form means total confidentiality and security
- Funds direct to your bank account in 24 hours
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- Borrow from £80 to £800
- Full online service using online credit checks
- Same day payment to your bank account if you apply before 2.30pm working days
- You need to be full time employed and earning at least £750 per month. You need a bank account (into which your salary is paid) and a debit card.
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- Borrow from £50 to £500
- No fixed repayment term - pay only for the time that you've borrowed the cash. And, you can borrow for as long as you want.
- Lower APR rate than any payday loan
- You need a guarantor (tenant or homeowner), BUT the whole application process can all be done quickly online - no paperwork.
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- Borrow from £50 to £500
- Short term unsecured personal credit - not strictly a payday loan service - an alternative
- 4 different types of loan product to choose from
- A poor credit history need not be a problem
- Friendly door-to-door service - some post code restrictions.
- You do not need a bank account or debit card
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- Borrow up to £1,500 the same day
- Small unsecured loans rather than a payday loan
- Apply immediately by phone - no quibble refund policy on calls made
- All application details done by phone - no paperwork, and full confidentiality
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varies |
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- Borrow from £1 to £1000 - flexible terms from 1 day to 1 month. Early repayment is free.
- Guarantee that your cash will be with you within 15 minutes of your accepted application.
- Daily charges mean shorter term loans are possibly cheaper than 1 month payday loans with fixed fees - get quotations to compare.
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- Register online then simply send a test to borrow £100 for 15 days. Cash to your bank account in minutes.
- £100 borrowed costs £10 for 15 days - i.e repay £117.
- You need a minimum income of £400 per month. Bad credit should not be a problem.
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Payday Loans - the basics |
Quick - same day cash advance (within 24 hours) Simple, hassle free application - all online for your convenience -
Affordable fixed repayments - with no hidden charges; Wonga charges on a "per day" basis rather than a fixed fee regardless of loan duration.
Names you can trust - all our providers have been providing payday advances for many years -
Faxing is not always required - with QuickSilver the whole application process is done online (their "Express" services)
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No credit checks are done - which
means a poor credit history is not a problem (n.b. QuickSilver
does conduct a credit check as part of their "Express" service).
- Confidential - no-one will approach your employer
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You must live in the UK and be at least 18 years old You can be a tenant or homeowner - it doesn't matter which -
You will need a minimum monthly income - around £350 (Provident
Personal Credit will accept incomes lower than this)
You must have an active current
account and a debit card (not in the case of
Provident)
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How long does the application process take? |
- The application forms only take 2-3 minutes to complete
- Once accepted the funds are credited to your bank account the same day.
- Repayment is done automatically using your debit card on your pay day.
- It is possible to renew your loan until subsequent pay
days.
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